Need help or have questions regarding Medicare coverage and plans?

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For example, if you sell 200 Medicare Advantage plans in your first year, you could earn $60,000 in Advantage commissions alone. If you've ever considered learning how to become a Medicare insurance sales agent, there's never been a better time. The lowest price for Medicare Supplement insurance may seem attractive. That’s why it is important to ask the agent or broker about the company’s recent record of rate increases. A good agent will have no problem sharing this information (hint, that’s a good way to identify a good agent). And, Medigap insurance prices can vary from one Zip Code to the next.

We are committed to providing superior customer service and education. We look forward to helping you succeed with your health care choices. Some Medigap insurance professionals will do this all over the telephone and/or Internet. They earn a commission that is built into the Medigap insurance policy.

It is not medical advice and does not replace consultation with a doctor, pharmacist or other health care professional. Talk to your health care provider to determine if an alternative prescription drug is right for you. When you get your health license, simply sticking a “I sell Medicare Insurance” sign on your office window won’t get you off to a fast start. You must become “appointed” with various insurance carriers to be able to sell their products, negotiate commission agreements, and get the marketing support from an experienced team to help you maximize your results. It is important to understand that selling certain Medicare products requires special certification as determined by the Center for Medicare and Medicaid Services . CMS regulates Medicare plans, the insurance companies, agents, and agencies who sell them.

To identify additional advantages and disadvantages of the agent model from a beneficiary perspective, we conducted interviews with patient advocates from prominent Medicare advocacy organizations. We identified three online agent portals that allow for plan comparison. It’s a really complicated process, and when people come into it, they often don’t even know what questions to ask. Agents’ and insurers’ Medicare resources are widely available online and likely to be among the first information sources seen in online searches. The agent–plan model can limit plan choice in ways that are not obvious to beneficiaries.

Many start at Medicare.gov and, while this is an excellent source of the basics, it often prompts even more questions than answers. You start to read about Part C, Part A, Part B, Part D, and all kinds of different enrollment periods that come with Medicare. A Medicare Supplement insurance agent can help you make sense of your options in relation to how Medicare functions.

We then match the right shopper to the right agent based on the shopper's needs and the agent's portfolio. All of these certifications, training requirements, and legal protections can make selling Medicare insurance feel overwhelming at first. But don't let them deter you from reaching your end goal — a rewarding and lucrative career. Once you start connecting with prospects, it's important to make sure you have all the tools you need to make the sale. Consider pre-ordering your kits so that your requests are at the top of the list when your carriers start distribution.

Examine how those benefits relate to cost factors like copays and coinsurance, then compare those cost-benefit balances across plans. If possible, start with the largest carriers like Aetna, Cigna, Humana, or United. These firms comprise the bulk of the market share and tend to be easier to sell. Ultimately, your product offerings will be dictated by your territory and sales model.

To understand what a typical Medicare beneficiary might encounter when turning to internet-based resources, we simulated an online search. Create a Medicare agent marketplace with a performance rating for agents. This could be managed at the state level or federal level but should be standardized across states given that agents may operate in more than one geographic area. In this system, beneficiaries would have the ability to search and evaluate agents based on their qualifications and beneficiary ratings.

Want to save money on your healthcare costs, but concerned about which of your doctors would be covered in a Medicare Advantage plan? When you contact us, we’ll collect some information to see what is important to you, find out your needs and wants, and then provide all the information to help you decide what is best for you. Our agents will provide you with the fact-based information you need, medicare agent which carriers fit your needs, and the coverage you want. A lot of carrier information is just for agents, and the general public doesn’t see all the details. The reason is mostly because this information would be overwhelming and hard to read, every service area has a different rule or guideline, making consistency difficult. However, working with an agent usually results in more savings.